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The Obama administration stands by claims that customers will be allowed to keep their plan despite Obamacare.
Wolf, the point of the new law not allowing the "Swiss Cheese" policies, is to prevent those who have week and inexpensive policies from becoming tax burdens when those policies refuse to provide them with service they need and they end up at the emergency room, costing us all more money ! That's the whole point of making it a law and preventing Insurance companies passing the buck to the tax payers. So no, they cannot keep those old "cheesy and deceiving policies" !
The Situation Room today is again called "Obamacare Under Fire". Given the President's strong, comprehensive speech on the complete ACA program in Massachusetts, shouldn't today's Sit Room be called "Obamacare Fires Back"? The President answered the stories about the "5%" swiss cheese policies completely, including what Elizabeth mentioned as "the concept of a risk pool". Everybody pays more when citizens have swiss cheese policies, and besides, for the individual, if the "5%" insurers raise premiums, the policy holders should be able to get better, cheaper policies in the pool. There was talk about "not addressing", and "being poorly explained". That certainly applies in a number of past appearances by the President, but not today. Seems the name of the Sit Room, and panel's talking points were a day old.
I'm one of those who was in a small group insurance plan for 30 years and got a notice that my group is ending. I am overjoyed that I get to change insurance plans. For all these years I couldn't change because pre-existing conditions. Now I will have a policy that is the same or better than before, and I will save $500 a month. Some people, including the press, talk about insurance getting cancelled like it is the end of the world. I am grateful that I can change, and that it is more affordable. Tell the real story! People have been stuck in plans, or haven't been able to get them. These cancellation notices are not all bad! There is insurance available. That is good news! People who have been uninsurable because of pre-exiting conditions can now get a policy. Quit trying to make Obama bad. He has spearheaded a major, needed change that will save lives!
My concern is of a higher thought if you will. A loss of personal freedom that doesn't feel like a loss of freedom. Sort of like an animal in a wildlife preserve being tagged and tracked. Cellphones, GPS, social security cards, photo driver's licenses, and now being forced to get health insurance. As far as I'm concerned it's a tracking system and it means they will claim a part of your personal body just like they claim part of your money. There is no place you can escape or run to that you can't be found. They even interest the unknown into installing TV's in every room of their house! It's very tricky. This comotion is just a distraction while something else is going on the people can't see. They knew that if it went smoothly people would be lax in responding and signing up. To me it's an organized ploy. I never think of sickness. But they want you to think about it so much they spend billions of dollars to advertise all kinds of medication for all kinds of diseases you've never heard of during intermissions. Choosing to allow yourself to become sick is a self-annihilation. I haven't had health insurance in years. Makes people feel like they're obligated to get sick in order to use it and if you don't get it you are now breaking the law. How come people are not breaking the law by smoking or drinking liquor and how come those unhealthy, addictive substances aren't outlawed to even be manufactured in order to keep people healthy? I don't think it's breaking the law keeping yourself healthy and never needing health insurance.
Its the Ins companies raising the rates, almost price fixing, between 'competing' plans, like any ins. co. they are just taking advantage of the situation. I am disabled and was turned down ins many times because of pre-existing conditons. the common cold was used as a pre existing condition. The plan was put on hold for a year, although Ins cos,. cancelled plans. I think you should have been able to keep yours. At any rate, the web site being down has NOTHING to do with what exchange you will be on when you can enroll. The ACA act allows me to see any doctor I want, get the tests I need, see a specialist, etc. I am OFF of Medicaid PCN which was very minimal ins, and on Medicare and medicaid. I think you need to stop calling call centers, as operators have no power, and try to reach the CEO's of ins company. I had to go to ER's to get care at $1300 to $3400 a visit, to a regular dr at $248 a visit, quite a difference. So, you maybe very healthy, but chislers abound, and what the US needs is law enforcement to the ACA. I am sorry you have rising medical ins costs. But they tend to blame us. Hospitals now cant make the money off of my ER visits, so they can only go to one place, policy holders. It isnt the poor sinking the boat. The part that hospitals must do is keep records, now electronically. EPIC is a horrible program that many hospitals use. It isnt the poor raising the rates, the hospitals also shift the cost of buying programs like EPIC, that is so flaky, it is often down.
I don't qualify for the affordable care act exchange in Washington state, because I recieve care at the Veterans Hospital. I watched the subcommittee this morning and they talked about pregnancy care requirments are man dated. This means every single person-young, middle aged, old, males and LBGT, has to get this coverage. Now its good to require it for child bearing aged heteral sexual women up to the age they can no longer have children. But my question is if you a non sexual, male, LBGT, old how do you end up pregnant. This goes along with the story of the person that delivered a baby on the street saying" I had no idea I was pregnant. Now as a Grandpa, with no erection how am I going to get pregnant. This is like having a Walmart gift card with $ .99 left on it. It never gets used and it is pure profit for Walmart after the card expires do to non use. And if you are LBGT, how in the hell do these nice people get pregnant, especially men? Its like the famus Batman saying, " Riddle me this Batman". All these people loosing there health care plans because of the preturnity clause in it. What if you are a gracios women that has gone thru tramatic reasons that prevent child birth, but have to have this coverage.What if you had a historectimy(spell check)? This seems to be a law that needs to tweek this part of the law. Also the Federal employees union having less expensive coverage then the exchanges and having plans that exclude perternity care. Correct me if I am wrong!
As a Canadian I was so shocked to watch CNN and Wolf Blitzer who seem's so excited that their were problems with the Web sight of the Affordable Health Care. stating on his program that people who have been cancelled off their private health insurance (which happens every year,from every private insurance company not JUST because of the healthcare act) could not get insurance because the web sight is not working, well let ME inform American's right now. If you need health care, get off your BUTT and call the 1-800 number or get off your BUTT and go to an exchange where you can speak one on one with a live person and see what your option's are and sign up. it is that simple, YOU DO NOT HAVE TO WAITE FOR THE WEB SIGHT TO WORK, If you have cancer, or any pre-existing condition, previously you would not be covered under any private insurance company, so sign up, you cannot be refused treatment under the Affordable Healthcare, so i apologize to ALL American's for all the MEDIA distorting,lying, and misleading the public. We Canadian's wish ALL American's the joy of having healthcare you can all afford, need and have waited a long time. You should all be thanking this President for trying to help all american's since their has been a party (Republican's) who have always prevented this from happening and i will be honest and tell you why. 95% of private insurance companies are owned and run by Republican's, they have ripped off the American people for year's and made billion's of dollar's because of that, so no wonder Republican's are against the Affordable healthcare because they are loosing money for their CEO'S bonus's and owner's now have to work for their money they make.
We have health insurance through my husband's employer. We have been notified that our same insurance with the same exact coverage for a family of 4 will increase from $1,145 to $2,244 a $1,099 increase. We supported the President and the Affordable Care Act, but we have to admit that we have been misled and we are VERY disappointed.
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